Wells fargo pros and cons

Wells Fargo Bank Review 2019

wells fargo pros and cons

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? They offer a large variety of banking products, including checking and savings accounts.

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We are committed to researching, testing, and recommending the best products. We may receive commissions from purchases made after visiting links within our content. Learn more about our review process. Wells Fargo was founded in as a bank designed to serve customers in California, many of whom arrived to take advantage of the Gold Rush. Through growth and a flurry of acquisitions, it became one of the largest banks in the United States, absorbing many major competitors, including Wachovia.

Wells Fargo App. Instead of paying fees to have your paycheck cashed, for example, you can have it deposited directly at your bank. Both have their pros and cons. Online banks , for example, tend to charge fewer fees. But, they lack branches, which might be important to you. A traditional bank, on the other hand, has locations you can visit if you need to. The downside is you may be more likely to pay a fee for a checking account.

The risk management space has seen a lot of opportunities open up. This makes Wells Fargo an appealing place for those interested in risk management.
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At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. Our opinions are our own. Megabank Wells Fargo offers a huge variety of financial products under one brand checking and savings accounts, investments, credit cards, auto loans and more. Ratings methodology Updated Aug. College students can also avoid the fee.

The bank does offer some high rates, but those are mostly reserved for a few CD accounts. Even the standard long-term CDs from Wells Fargo have pretty low rates. A number of accounts do offer the opportunity to boost your returns with Bonus Rates by linking a specialty checking account. Higher account balances can also snag some higher interest rates, depending on the account. Wells Fargo can offer a ton of convenience and ease in your banking experience, however. You can access your accounts online, on mobile, at a branch or ATM and over the phone. There are a number of features that help you manage your money and keep it secure.



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Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? -

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Wells Fargo Bank Review: Account Good for You?

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2 COMMENTS

  1. Victor R. says:

    But things are changing.

  2. Arno B. says:

    Matthew Goldberg is a consumer banking reporter at Bankrate.

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